How to Accept JazzCash, Easypaisa and Raast on Your Cart Line Online Store

Most online shoppers in Pakistan do not pay with international credit cards. They pay from the apps already on their phones: JazzCash, Easypaisa, and increasingly Raast, the State Bank of Pakistan's instant payment system. If your checkout only offers card payments, you are asking a large share of your customers to use a method they may not have, which leads to abandoned carts.

• JazzCash and Easypaisa are mobile wallets that millions of Pakistanis already top up and use daily, including customers who do not have a traditional bank account.
• Raast is bank-to-bank instant transfer at no cost to the consumer, settling in seconds. A Raast QR lets a buyer scan and pay straight from their banking or wallet app.
• Cash on Delivery (COD) remains the most trusted option for many first-time buyers and should always be offered alongside digital methods.

Cart Line treats these local rails as first-class, native payment options. Because they are built in, you are not bolted onto a separate international gateway, and your money settles in Pakistani Rupees.

It is worth being honest about why this matters. As of 2026, Shopify Payments is not available in Pakistan. That means a Pakistani merchant on Shopify cannot use Shopify's own built-in checkout and instead has to connect a third-party payment gateway.

When you use a third-party gateway on Shopify, two costs typically stack up:

• The gateway's own transaction fee for processing the payment locally, and
• An additional Shopify transaction surcharge that Shopify applies on top precisely because you are not using Shopify Payments.

With Cart Line, JazzCash, Easypaisa and Raast are native rails, so there is no extra third-party-gateway surcharge layered on for offering them. These payment capabilities are included in your One Line plan; see pricing for details. Your settlement currency is PKR throughout, with no foreign-exchange conversion in the middle.

You enable each method from the payments settings in your Cart Line dashboard. The flow is the same for each rail:

1. Open your store dashboard and go to Settings → Payments.
2. Find the method you want to switch on: JazzCash, Easypaisa, or Raast.
3. Toggle the method on and enter the merchant details it asks for (for example your business wallet or merchant account identifiers). These details tie incoming payments to your account so funds settle to you.
4. Save. The method now appears as a choice on your store's checkout page.

You can enable one, two, or all three rails. We recommend turning on all of them so customers can pay with whatever they already use, and keeping COD enabled as well.

Raast is designed around instant, low-friction transfers, and the QR experience is built for exactly that:

1. At checkout, the customer selects Raast as their payment method.
2. Cart Line presents a Raast QR code tied to the order amount.
3. The customer opens their bank app or wallet that supports Raast, scans the QR, and confirms the payment.
4. The transfer is instant and bank-to-bank, and the order is marked accordingly once payment is confirmed.

Because Raast is a State Bank rail, the buyer typically pays nothing extra to use it, and there is no card network in the loop. For customers, scanning a QR feels familiar and fast; for you, it means a clean, real-time payment in PKR.

Digital wallets and Raast do not replace COD; they sit next to it. A healthy Pakistani checkout usually offers all of them together so the customer chooses what they trust.

• First-time or cautious buyers can pick Cash on Delivery.
• Repeat and convenience-focused buyers can pay instantly with JazzCash, Easypaisa or Raast.

In Cart Line you simply keep COD enabled in the same Settings → Payments area while your digital methods are switched on. Offering choice reduces abandoned carts because no customer hits a checkout that lacks the option they wanted.

Once payments start coming in, you want to see clearly what was paid, how, and whether it cleared. Cart Line keeps this in your dashboard so you are not stitching together separate gateway portals.

• Each order records the payment method used (JazzCash, Easypaisa, Raast, or COD) and its status.
• Settlement is in Pakistani Rupees, so the amount you reconcile is the amount your customer paid, with no currency conversion to unwind.
• You can review orders and their payment state from the dashboard to reconcile what has been received against what is still pending or collected on delivery.

This single view is what makes running multiple local rails practical: digital and COD orders live side by side, all in PKR, so your daily and monthly reconciliation stays simple.

If you are setting up a new store, create it first, then enable your payment methods from Settings → Payments as described above. Turn on JazzCash, Easypaisa and Raast, keep Cash on Delivery enabled, and you have a checkout that matches how Pakistanis actually pay, settling natively in PKR.

Ready to begin? Start your Cart Line store, then walk through the payments settings to switch on each rail.